Privacy Policy

Effective date: March 6, 2026

This Privacy Policy explains how Smart Financial Calculator India ("we", "our", or "us") collects, uses, and protects your information when you use this website and related services.

1. Information We Collect

2. How We Use Information

3. Cookies and Local Storage

We use cookies, session storage, and local storage to maintain login state, remember app preferences, and support features such as PWA behavior and offline experience.

4. Data Sharing

We do not sell your personal data. We may share data with trusted service providers that support hosting, analytics, authentication, and security operations, strictly for service delivery.

5. Data Retention

We retain data only as long as needed for the purposes described in this policy, or as required by law. You may request deletion of your account data, subject to legal and operational requirements.

6. Data Security

We apply reasonable technical and organizational safeguards to protect your data. However, no internet transmission or storage method is completely secure.

7. Third-Party Services

If third-party services are used (for example, login providers or CDN assets), their own privacy policies and terms may also apply.

8. Children's Privacy

This service is not intentionally directed to children under 13. If we learn that data from a child under 13 was collected without proper consent, we will take steps to remove it.

9. Your Rights

Depending on your jurisdiction, you may have rights to access, update, export, or delete your personal data. You may also have the right to object to certain processing activities.

10. Policy Updates

We may update this Privacy Policy from time to time. Any updates will be reflected by changing the effective date on this page.

11. Contact

For privacy-related requests, contact: info@gingerbook.com